How to Tell if You Have a Serious Spending Problem

People often feel like they don’t have enough money. Often, people think the solution to their financial problems is making more money… an “income problem,” if you will. While it’s possible that you do have an income problem, it’s also very possible that you have a spending problem or an expenses problem. So how …

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Doing these 50 small things will save you $10,000 this year! One idea - skip gifts with your spouse for a whole year and save at least $500. Here are some alternatives to expensive gift-giving.

Skip Spouse Gifts for a Year

If you’re accustomed to exchanging extravagant gifts with your spouse, skipping gifts for a year may seem extreme. But, hey, when you really want to get out of debt, it has to be a little extreme. Plus, it’s just one year. I guarantee that in 5 or 10 or 20 years, …

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